What Is the FTT Payout Model? Fixed Risk Explained

The fixed structure

Two numbers are settled before the countdown starts: what you commit and what a correct call pays. Neither moves while the trade runs, which makes the outcome range unusually easy to state.

Fixed stake

The stake is chosen on the ticket and it is the whole exposure. If the call is wrong at expiry, that amount is gone and nothing further is owed. There is no additional charge that appears later, no position that keeps deteriorating after the deadline, and no mechanism by which a single trade can cost more than what was committed to it.

Traders arriving from leveraged markets tend to find this reassuring, and it is a genuine feature. The unusual part is not the size of the risk but its precision. Before the trade opens, the worst case is already a known quantity displayed on screen.

Fixed potential reward

The second quantity is the reward on a correct call. It is quoted for the specific asset and expiry chosen and it is visible before the trade is confirmed. Whatever the market does inside the window, a winning trade returns the stake plus that quoted reward and nothing more. A market that moves violently in your favour pays what a market that inches past the entry price pays.

This catches people out. In conventional trading much of the craft lies in staying with a move that is working, and that craft has no application here: direction and deadline decide everything.

Known risk upfront

Put the two together and each trade has exactly two possible endings, both of them known before it starts.

• Wrong at expiry: the stake is lost in full.
• Right at expiry: the stake comes back with the quoted reward added.
• Nothing in between, and no outcome outside those two.

That clarity is worth something in planning. It also removes a common excuse for not planning, because there is no scenario left to be surprised by. A trader who has decided in advance how much of an account a single stake represents has already done most of the risk management this mode allows.

If you want the worst case defined before you commit rather than discovered afterwards, this structure hands it to you on the ticket every time.

The payout percentage

The reward on a correct call is set below the stake at risk. It is quoted per asset and per expiry, it moves with market conditions, and the figure that counts is the one displayed when you trade.

Reward below the stake

The defining property of the model is that the two outcomes are unequal in size. A losing trade removes the whole stake. A winning trade returns the stake and adds a reward that is smaller than it. Nothing about that ordering changes across assets or expiries; only the size of the gap changes.

Everything else on this page follows from that single asymmetry, so it is worth stating clearly rather than skimming: the amount you can lose on a trade is always larger than the amount you can win on it.

How it varies by asset

The quoted reward is not one figure across the platform. It is set per instrument and per expiry, and it responds to conditions in the underlying market. Liquid instruments in an active session tend to carry different terms from thin ones or from those trading outside their main hours, and the same asset can be quoted differently at different expiry lengths.

• The instrument being traded.
• The expiry chosen on the ticket.
• The session and the state of the underlying market at that moment.

Because of that variability, no article can tell you what a trade will pay. The trade ticket can, and it does so before you confirm. Reading it each time, rather than carrying an assumption over from a previous trade, is a small habit with a direct effect on results.

The house margin

The gap between what a loss costs and what a win pays is how the operator earns from providing this market. It is the equivalent of the spread a broker takes on a conventional trade or the margin built into any two-sided price, and it is disclosed rather than concealed: the reward is on screen before the trade opens, which is more visibility than many products offer.

Disclosure does not remove the effect. A visible cost is still a cost, and it applies to every trade regardless of outcome, which is why the arithmetic in the next section works as it does.

When the reward on offer sits below the stake at risk, the gap between them is the price of the trade, so read that gap on the ticket before every confirmation.

The break-even math

Because a win pays less than a loss costs, winning as often as you lose leaves you behind. Standing still requires a share of correct calls above an even split, and the exact requirement depends on the quoted reward.

The win rate you need

Think of a series of trades placed at the same stake. Each loss subtracts the full stake; each win adds back something smaller than the stake. For the additions to cancel the subtractions, there have to be more wins than losses in the series. How many more depends entirely on how much smaller the reward is than the stake for the trades in question.

That is why no single accuracy target can be printed here. Two traders using different assets and different expiries face different requirements, because they are being quoted different rewards. The requirement for any particular trade is derivable from the reward shown on its ticket, and it is worth working out for the instruments you actually trade rather than accepting a rule of thumb from elsewhere.

Why it exceeds an even split

The reason is arithmetic rather than opinion. If wins and losses were equal in size, a series that split evenly would end where it started. They are not equal in size: the loss is the larger of the two. An even split therefore ends below the starting point, and the shortfall grows with the number of trades placed.

Two consequences follow. Any accuracy target that clears the bar sits above an even split, never at it or below it. And the bar rises as the quoted reward falls, so a trade offering a thinner reward demands a better hit rate than one offering a fuller reward on the same stake.

The edge against you

The practical reading is that a trader is not starting level with the market; they are starting behind it by the size of that gap and are being asked to make the difference up with accuracy. Doing so consistently over a long series is demanding, and frequency makes it harder rather than easier, because each additional trade applies the same disadvantage again. This is a structural property of fixed-payout products generally rather than a quirk of one platform, and it is the reason this style of trading is described as high-risk wherever it is offered. Most retail traders of short-horizon fixed-payout products lose money over time.

None of that argues for avoiding the mechanic. It argues for meeting it on informed terms: modest stakes relative to the account, expiries chosen because the analysis reaches that far, and a spell in the no-cost practice account first, where the pattern of results can be observed across many trades without money at stake.

Should you be planning around a hopeful run of correct calls, plan around the quoted reward instead, since that is what sets the accuracy the series actually demands.

Fixed risk versus leverage

The same platform also offers leveraged modes, and their risk behaves differently. A fixed-time loss stops at the stake, while a leveraged position is governed by margin rules that can act on the account.

No margin call

A Fixed Time Trade does not use margin. There is no maintenance requirement to satisfy while it runs, no possibility of being asked to add funds to keep it alive, and no automatic closure triggered by an adverse move. The trade opens, the timer runs, the settlement is read, and the account moves by one of the two known values.

Leveraged forex and CFD positions on the same platform work on a different principle. They stay open until closed by the trader or by the margin rules, and those rules can close a position when the account no longer supports it. Losses there are not bounded by the amount committed in the same way, which is a materially different exposure to plan for.

Loss capped at the stake

The cap is a real protection and deserves credit, but it is often over-read. What it guarantees is that a single trade cannot reach beyond its stake. It says nothing about a sequence of trades, and a sequence of capped losses adds up exactly like any other sequence of losses.

Account-level discipline therefore has to come from the trader: what share of an account a stake represents, and how many trades a session holds, is what actually limits the damage over time.

A different risk shape

The two families differ in where their danger concentrates rather than in how much of it there is.

• Fixed Time Trades: bounded per trade, all-or-nothing settlement, no margin mechanics, danger concentrated in repetition and in the reward gap.
• Leveraged positions: unbounded in the way a fixed-time trade is not, outcome scales with the size of the move, margin rules can close positions, danger concentrated in position size and in how long a position is held.

Choosing between them is a question of which shape suits how you intend to trade, not a question of which is safe. Both carry a real risk of loss, and the terms of each are published by the platform on its own pages.

Unless you are trading one of the leveraged modes, a single loss stops at the stake, though nothing about that cap restrains a long sequence of them.

Payout-model takeaway

Known downside, capped upside, and an asymmetry between them that has to be paid for with accuracy. That trio is the whole payout model, and it is visible before every trade.

Known risk, unfavourable odds

The model is unusually transparent about the worst case and unusually strict about the best one. You know before committing exactly what a wrong call costs and exactly what a right one returns, which is more certainty than most trading products provide. The price of that certainty is that the return is capped and set below the amount at risk.

The maths that matter

Only two relationships need to be carried away. The first is that a loss costs the whole stake while a win returns less than it. The second is that this gap forces the share of correct calls above an even split before a series of trades stands still, with the exact requirement set by the reward quoted on the trades being placed.

A concise summary

• Stake and reward are both known before the countdown begins.
• The reward is quoted per asset and per expiry, and it changes with conditions.
• A losing trade costs everything committed to it; a winning one returns less than that.
• Winning as often as losing leaves a series behind, so accuracy has to exceed an even split.
• The per-trade cap protects the trade, not the account; stake sizing does that.
• The practice account is the no-cost way to watch the model behave across many trades.

Trading carries a risk of loss and fixed-time trading is high-risk and short-horizon. Platform details were checked against the published pages of the operator on August 12, 2026, and quoted terms change, so confirm the current figures there before you trade.

As long as you read the reward quoted for the asset and expiry in front of you, the arithmetic behind the model stays in your own hands.